December 28, 2017

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Here’s What It Helps To Know About Interest Rates, Points, And The “Mysterious” APR

When you get a mortgage, there are three important terms for you to remember. Interest Rates Points APR I’ve combined these three terms here because they’re related, and you’ll understand them better if I explain them together. Interest Rate:  “Interest Rates” are the price that Lenders charge for the use of their money.  So, when […]

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December 21, 2017

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Have you had a chance to go and see the holiday lights yet this year?  Here’s a great article with all sorts of locations and details to help you enjoy your viewing! Holiday Lights Tour in Greater Grand Rapids – 2017

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December 14, 2017

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Inside Secrets Of How To Get A “Yes” When You Borrow

Lenders approve loans based on their impression of your ability and INTENT to pay it back.  To figure this out, they look at five things:  creditworthiness, income, job longevity, job stability, and future income prospects.  We’ll tell you how to make sure you look good in each of these things, so that you’ll get a […]

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December 12, 2017

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Have some new winter home projects?  Check out www.SpicaRealEstate.com/EasyBook. The Easy Book was created to serve as a resource for our clients.  These are companies and individuals our team has worked with personally and professionally who we want to enthusiastically tell you about.  This is one way we can help make your life a little […]

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